By accessing and using our platform, you agree to the following terms and conditions. These terms may be updated and the continued use of our website indicates your agreement to the current terms.

If you do not agree to these terms, you may not use, view, or subscribe to our website. These terms do not require a physical, electronic or digital signature; it will be deemed and hereby agreed upon by every user that he/she has read the content of this document.

Applicability:

These Terms and Conditions (hereinafter referred to as “Agreement”) govern the commercial relationship between you and us. In this Agreement, references to: (a) “we,” “our,” and “us” refer to HOW3 Pte. Ltd. located at 68 Circular Road #02-01 Singapore - 049422 UEN : 202319443G, including, as applicable, its directors, officers, shareholders, employees, advisors, contractors, subsidiaries, and any affiliated corporate entities providing services and access to applications and data (as defined below) through the website; and (b) “you” and “your” refer to the individual or entity that chooses to use our services, applications, and data.

By checking the box and continuing to use any of our services, you (a) acknowledge that you have read, understood, and accepted these Terms and Conditions, and agree to be bound by this Agreement; and (b) represent and warrant that you have the legal authority to enter into this Agreement.

Market Risks and Volatility:

Please be fully aware of the risks and costs associated with trading financial assets. Cryptocurrencies are subject to high market volatility and significant financial risks. The value of cryptocurrencies can fluctuate drastically within short periods of time, and it is possible to lose your entire investment.

Market conditions, regulatory changes, technological advancements, and other external factors can have profound effects on the cryptocurrency markets. You should be aware that investing in cryptocurrencies carries a high degree of risk and may not be suitable for all investors.

Services:

Our platform provides curated thematic baskets of cryptocurrencies and related investment advice. We emphasise that we do not hold, manage, or invest your funds directly, nor do we act as a custodian, broker, or cryptocurrency exchange.

All information and advice provided by us are for informational purposes only and should not be construed as investment advice, financial advice, trading advice, or any other advice. All decisions regarding the purchase, sale, or holding of cryptocurrencies or digital assets are made solely by you and at your own discretion.

No Liability for Losses:

We do not guarantee any specific outcomes, returns, or profits from your investments in cryptocurrency baskets. By using our services, you acknowledge that we are not responsible for any financial losses or damages you may incur, whether they result from market downturns, technical failures, errors in the information provided, or other unforeseen events.

You accept full responsibility for your investment decisions and for the consequences of those decisions. We shall not be held liable for any losses, including but not limited to, loss of capital, trading losses, or any other direct or indirect damages.

Acceptance of Risk:

By proceeding to use our platform, you affirm that you understand and accept the inherent risks involved in investing in cryptocurrencies. You are strongly encouraged to conduct your own independent research and consult with a qualified financial advisor or legal professional before making any investment decisions.

You also acknowledge that past performance of any cryptocurrency or thematic basket is not indicative of future results, and that the value of investments may decrease as well as increase.

No Warranties or Representations:

The information, analysis, and tools provided on our platform are offered "as is" and "as available" without any warranties, express or implied. This includes, but is not limited to, warranties of accuracy, completeness, timeliness, reliability, or fitness for a particular purpose.

We do not warrant that the platform will be available uninterrupted or error-free, that defects will be corrected, or that the platform or the servers that make it available are free from viruses or other harmful components.

Compliance with Laws:

The use of our platform may be subject to laws and regulations in your jurisdiction. It is your responsibility to ensure that your use of our services is in compliance with applicable laws and regulations. We do not accept any responsibility for your non-compliance with such laws.

Cryptocurrencies are subject to regulatory scrutiny in many jurisdictions, and there may be changes in regulations that could impact the use or value of cryptocurrencies. You are encouraged to stay informed about regulatory developments and act accordingly.

Indemnification:

You agree to indemnify and hold us harmless from any claims, actions, damages, liabilities, and expenses (including legal fees) arising from your use of the platform, your breach of this disclaimer, or your violation of any laws or rights of third parties.

Binding Agreement:

By proceeding and using our platform, you confirm that you have read, understood, and agree to be bound by this disclaimer. This agreement shall be governed by and construed in accordance with the laws of the jurisdiction in which you reside or operate.

Severability:

If any provision of this disclaimer is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of the disclaimer, which will remain in full force and effect.

Termination of Service:

We reserve the right, at our sole discretion, to terminate or suspend your subscription and access to our services at any time, without notice and without the obligation to provide a reason. This action may be taken for any reason deemed necessary by us to maintain the quality of service, comply with legal obligations, or protect the interests of our users and our service.

Upon termination, you will no longer have access to the services associated with your subscription. We are not liable for any damages or losses resulting from such termination or suspension.

Amendments:

We reserve the right to amend or update this disclaimer at any time without prior notice. Any changes will be effective immediately upon posting on our platform. It is your responsibility to review this disclaimer regularly to stay informed of any updates.

Contact Us:

If you have any questions or grievances about these Terms, please contact House of Web3 at support@houseofweb3.com.